Ajo,automated.
Save toward targets or general plans, track every naira, and pay from wallet in seconds — clear records, no manual stress.
₦0
Missed payouts
2 Types
Target + general plans
Live
Real-time tracking
Daily, weekly, and monthly plans
How It Works
Four steps to your first savings win.
Create your account
Sign up in under 2 minutes. Quick KYC keeps your account secure.
Create your savings plan
Create target plans or general plans across daily, weekly, or monthly frequency.
Automate contributions
Link your bank account, set a schedule — we handle the rest.
Track and withdraw on schedule
Monitor contributions in passbook and process payouts with clear bank account records.
No hidden fees. No manual tracking. Clear savings history.
Start saving→Features
Built around how
you actually save.
Every feature exists because a Nigerian saver asked for it.
Never miss a contribution again.
Set your amount and schedule once. Automatic deductions happen on time, every time — you stay focused on your goal, not the admin.
Contribution Schedule
Your savings, fully transparent.
See plan status, paid periods, missed periods, and total saved in real time for both target and general plans.
Savings health · Month 3
Your money lands instantly.
When payout is due, admins can process it with verified account details and clear payment records.
Withdrawal Recorded
General Savings · Just now
+₦450K
Target Savings Plan
Bank transfer · 2 min ago
+₦600,000
What Members Say
People trust AjoPay.
“Automated contributions mean I never miss my plan. The transparency is unmatched.”
Olawale J.
Software Engineer, Lagos
“Bank-grade security and transparent records gave me the peace of mind I needed.”
Chidinma E.
Business Owner, Abuja
“I run multiple target plans and a general plan. I've been saving consistently for over a year.”
Ibrahim K.
Civil Servant, Kano
“My savings plans have stayed consistent for months without a single issue.”
Amara O.
Teacher, Port Harcourt
“Automated contributions mean I never miss my plan. The transparency is unmatched.”
Olawale J.
Software Engineer, Lagos
“Bank-grade security and transparent records gave me the peace of mind I needed.”
Chidinma E.
Business Owner, Abuja
“I run multiple target plans and a general plan. I've been saving consistently for over a year.”
Ibrahim K.
Civil Servant, Kano
“My savings plans have stayed consistent for months without a single issue.”
Amara O.
Teacher, Port Harcourt
“I run multiple target plans and a general plan. I've been saving consistently for over a year.”
Ibrahim K.
Civil Servant, Kano
“My savings plans have stayed consistent for months without a single issue.”
Amara O.
Teacher, Port Harcourt
“Got my ₦500,000 payout within minutes of schedule. I trust AjoPay completely.”
Bola T.
Nurse, Ibadan
“AjoPay handles reminders, deductions, and payouts automatically. Game changer.”
Emeka D.
Entrepreneur, Enugu
“I run multiple target plans and a general plan. I've been saving consistently for over a year.”
Ibrahim K.
Civil Servant, Kano
“My savings plans have stayed consistent for months without a single issue.”
Amara O.
Teacher, Port Harcourt
“Got my ₦500,000 payout within minutes of schedule. I trust AjoPay completely.”
Bola T.
Nurse, Ibadan
“AjoPay handles reminders, deductions, and payouts automatically. Game changer.”
Emeka D.
Entrepreneur, Enugu